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SINGLE FAMILY
$514,900
516 96 Avenue Se
Calgary, AB T2J 0G9
Courtesy of 2% REALTY
MLS: Pillar9
 
 
4Beds
2Full1Half Baths

Beautiful, quaint, extensively renovated and fully finished bungalow offering 3+1 bedrooms, sits on a large lot on a quiet street within walking distance to local shops including the Italian Marketplace. Backs onto a park and schools. Great floor plan and move-in ready. The bright main floor is open and full of natural light from the oversized windows and features a gorgeous kitchen with dark, modern cabinets. A large central island connects the kitchen, dining and living space - the social centre, great for entertaining and family living. Features premium quartz countertops and upgraded stainless appliances. The patio door next to the kitchen leads you the professionally landscaped backyard with a large deck, where you can you enjoy summer BBQs with a peaceful view of the park. The large master bedroom features a large closet, 2 piece ensuite and private patio doors. The main floor has 2 more good sized bedrooms (one is being used as an office but can easily be converted back to a bedroom) and a full bathroom. A separate entrance from the back leads you to the recently renovated basement that has a massive 4th bedroom and a large family area for watching TV, exercising, reading, etc. This home backs on the schools/park, and you can watch your kids walk to school from your backyard. Newer roof and furnace. All new windows throughout. Close to shopping, many schools, recreation centre, quick drive to downtown and more. PRICED TO SELL! Please call to book your private showing.

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SINGLE FAMILY
$514,900
516 96 Avenue Se
Calgary, AB T2J 0G9
 
 
4Beds
2Full1Half Baths

Beautiful, quaint, extensively renovated and fully finished bungalow offering 3+1 bedrooms, sits on a large lot on a quiet street within walking distance to local shops including the Italian Marketplace. Backs onto a park and schools. Great floor plan and move-in ready. The bright main floor is open and full of natural light from the oversized windows and features a gorgeous kitchen with dark, modern cabinets. A large central island connects the kitchen, dining and living space - the social centre, great for entertaining and family living. Features premium quartz countertops and upgraded stainless appliances. The patio door next to the kitchen leads you the professionally landscaped backyard with a large deck, where you can you enjoy summer BBQs with a peaceful view of the park. The large master bedroom features a large closet, 2 piece ensuite and private patio doors. The main floor has 2 more good sized bedrooms (one is being used as an office but can easily be converted back to a bedroom) and a full bathroom. A separate entrance from the back leads you to the recently renovated basement that has a massive 4th bedroom and a large family area for watching TV, exercising, reading, etc. This home backs on the schools/park, and you can watch your kids walk to school from your backyard. Newer roof and furnace. All new windows throughout. Close to shopping, many schools, recreation centre, quick drive to downtown and more. PRICED TO SELL! Please call to book your private showing.

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SINGLE FAMILY
$479,900
123 W Lakeview Passage
Chestermere, AB T1X 1G8
Courtesy of 2% REALTY
MLS: Pillar9
 
 
4Beds
3Full1Half Baths

Check out our 3D virtual tour where you can walk through the home from the comfort of your living room. Located on a family-oriented street within the lakeside town of Chestermere. Immaculate, fully finished 2 storey home, over 2,500 sq.ft of living space. 3+1 bedrooms and 3.5 baths. It shows true pride of ownership and attention to detail. Great floor plan and move-in ready. Offering a ton of updates in the past couple of years including fresh paint, new high-end vinyl planking on the main floor (durable and water resistant), new carpet upstairs, new quartz countertops and sink in the kitchen. New light fixtures, pot lights, toilets and faucets throughout the home. Recently finished basement (2016), new fireplace (2020), newer high efficiency furnace (2016), roof (2015), fence (2014), shed (2017), newer insulated garage door (2019), hot water tank (2013) and more. Everything is redone. Just move-in and enjoy. The main level showcases a spacious and bright living area with a cozy gas fireplace; open concept kitchen with a big island is perfect for family time and entertaining. The appliances are newer. There is also a formal dining area next to the large front entrance. The mudroom/laundry is located off the oversized double attached garage. Upstairs the master bedroom features a 5 pc en-suite with relaxing soaker tub, separate shower & walk-in closet. Two additional bedrooms and another full bathroom complete the upper level. The basement features a 4th bedroom, a rec room, a full bath and a flex room that would make a great office, gym or hobby room. Lots of storage space. The fully fenced and landscaped backyard with large deck is perfect for entertaining on summer days. This fantastic home with too many upgrades to list is just minutes to Chestermere Lake and the golf course. A short distance to shopping and amenities. This is a must see. Call today for a private viewing!

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SINGLE FAMILY
$479,900
123 W Lakeview Passage
Chestermere, AB T1X 1G8
 
 
4Beds
3Full1Half Baths

Check out our 3D virtual tour where you can walk through the home from the comfort of your living room. Located on a family-oriented street within the lakeside town of Chestermere. Immaculate, fully finished 2 storey home, over 2,500 sq.ft of living space. 3+1 bedrooms and 3.5 baths. It shows true pride of ownership and attention to detail. Great floor plan and move-in ready. Offering a ton of updates in the past couple of years including fresh paint, new high-end vinyl planking on the main floor (durable and water resistant), new carpet upstairs, new quartz countertops and sink in the kitchen. New light fixtures, pot lights, toilets and faucets throughout the home. Recently finished basement (2016), new fireplace (2020), newer high efficiency furnace (2016), roof (2015), fence (2014), shed (2017), newer insulated garage door (2019), hot water tank (2013) and more. Everything is redone. Just move-in and enjoy. The main level showcases a spacious and bright living area with a cozy gas fireplace; open concept kitchen with a big island is perfect for family time and entertaining. The appliances are newer. There is also a formal dining area next to the large front entrance. The mudroom/laundry is located off the oversized double attached garage. Upstairs the master bedroom features a 5 pc en-suite with relaxing soaker tub, separate shower & walk-in closet. Two additional bedrooms and another full bathroom complete the upper level. The basement features a 4th bedroom, a rec room, a full bath and a flex room that would make a great office, gym or hobby room. Lots of storage space. The fully fenced and landscaped backyard with large deck is perfect for entertaining on summer days. This fantastic home with too many upgrades to list is just minutes to Chestermere Lake and the golf course. A short distance to shopping and amenities. This is a must see. Call today for a private viewing!

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Pre- Approval is a More Involved Process Than Pre-Qualification
Photo by Tayeb Mezahdia via Pixabay


When you start looking for your dream home, you need to know how much mortgage you will qualify for. Your real estate agent might ask you to get a pre-qualification letter. However, just because you are pre-qualified doesn’t mean that you will get the loan. You need a pre-approval for that, and even then, the mortgage company might not approve your application.

Pre-Qualification

A pre-qualification letter just tells you how much loan you can afford. The lender does not check your credit, your debt-to-income ratio or other factors before issuing a pre-qualification letter. Additionally, a pre-qualification letter is dependent on the information you provide to the lender. The pre-qualification essentially gives you an estimate of how much home you are able to afford so that you do not look at homes that are not within your range.

To get a pre-qualification, you supply the lender with your assets, debt and income. Because the lender bases its decision on the information you provide, rather than information from outside sources, a pre-qualification is not a guarantee that you will get the loan.

Pre-Approval

Getting pre-approved for a loan usually takes longer than getting pre-qualified. The lender pulls your credit report and might ask for additional documents, including tax records and bank statements. To get pre-approved, you must complete a loan application and provide your social security number. The lender might charge an application fee for a pre-approval.

With a pre-approval, you will have a closer interest rate assessment, that is usually not finalized until the loan goes through underwriting. Once the lender pre-approves you, it will send you a conditional commitment for the loan amount. You can look for homes at or below that price.

In a market when buyers bid against each other – a seller’s market – having a pre-approval letter might give you a step up with the seller, who will more likely choose an offer by someone more likely to get the loan. Thus, if you and someone else submit a bid on your dream home, but the other person only has a pre-qualification letter, the seller might accept your offer, even if it is not as good as the other buyer’s offer, simply because you are more likely to get the mortgage.

For a pre-approval, you will need to:

  • Complete the lender’s mortgage application;

  • Possibly pay an application fee;

  • Supply your social security number and allow the lender to pull your credit;

  • Provide financial information to help the lender make a decision; and

  • Tell the lender how much you plan to put up as a down payment.

After you are pre-approved and the seller accepts your offer, you will then have to provide the rest of the documentation to the lender, including the accepted offer, bank statements, retirement account statements, taxes for up to two years, proof of income and other documents that will help the lender come to a concrete decision.

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SINGLE FAMILY
$279,000
40 Temple Place NE
Calgary, AB T1Y 3R9
Courtesy of 2% REALTY
MLS: Pillar9
 
 
4Beds
2Full1Half Baths

Welcome to this renovated, affordable and move-in ready 2-storey attached home on a quiet cul-de-sac. Features 3 +1 bedrooms, 2.5 baths and a fully finished basement. Tons of upgrades including a newer kitchen with maple cabinets, quartz countertops, stainless steel appliances, tile flooring, fresh paint throughout, newer washrooms. All windows and roof were replaced a few years ago. Newer stairs and laminate flooring on the upper level, newer carpet in the basement. Newer high-efficient furnace and more. Open floor plan, bright and sunny living room with a big window. A large kitchen with dining area oversees the maintained backyard with flowerbeds. Recent fence with a parking pad and RV gate. Upstairs there are 3 bedrooms and a full bath. The master bedroom is spacious with a big closet and window. One more bedroom and a den in the basement. A full bathroom and stacked laundry complete this level. Super location, close to shopping , school, transport, playground. 5 minute walk to the No Frills grocery store and U of C express (303) bus stop. Short drive to the Village square leisure centre and library. Great starter home or investment property. Call to book your private viewings!

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My Sold Listings

216 Sandringham Close NW - SOLD for $560,000 

Calgary, Alberta T3K 3W8

Beds 6 | Total Baths 4 | SqFt 2,186 | Year Built 1990 | Style 2 Storey

A1061259  Courtesy of 2% REALTY


228 Theodore Place NW #28 - SOLD for $280,000

Calgary, Alberta T2K 5S1

Beds 3 | Total Baths 3 | SqFt 1,585 | Year Built 1976 | Style 2 Storey

A1037208  Courtesy of 2% REALTY


930 6 Ave SW #1502 - SOLD for $295,000

Calgary, Alberta T2P 1J5

Beds 1 | Total Baths 1 | SqFt 502 | Year Built 2017 | Style High Rise Condo

C4109541  Courtesy of 2% Realty


5607 Dalcastle Rise NW - SOLD for $580,000

Calgary, Alberta T3A 2A6

Beds 4 | Total Baths 3 | SqFt 1,384 | Year Built 1974 | Style Bungalow

C4112706  Courtesy of CIR Realty


143 Panora Close NW - SOLD for $330,000

Calgary, Alberta T3K 0L1

Beds 2 | Total Baths 1 | SqFt 960 | Year Built 2007 l Style Bi-Level 

A1056779  Courtsy of First Place Realty 


680 Macewan Drive NW - SOLD for $360,000

Calgary, Alberta T3K 3J5

Beds 3 | Total Baths 2 | SqFt 1046 | Year Built 1988 | Style 3 Level Split 

C4104378  Courtesy of 2% Realty


649 Auburn Bay Blvd SE - SOLD for $333,000

Calgary, Alberta T3M 0M3

Beds 2 | Total Baths 3 | SqFt 1,346 | Year Built 2010 | Style Townhome

C4117793  Courtesy of CIR Realty


96 Silverado Skies Manor SW - SOLD for $642,000

Calgary, Alberta T2X 0K3

Beds 4 | Total Baths 4 | SqFt 2,712| Year Built 1997 | Style 2 Storey 

C4087461  Courtesy of 2% Realty


268 Copperstone Cope Se - SOLD for $288,000

Calgary, Alberta T2A 0L4

Beds 2 | Total Baths 2 | SqFt 1,240 | Year Built 2006 | Style Townhome

C4096535  Courtesy of 2% Realty

55 Arbour Grove Close NW #517 - SOLD for $260,000

Calgary, Alberta T3G 4K3

Beds 2 | Total Baths 2 | SqFt 1,128 | Year Built 1997 | Style Low Rise condo

C4067553  Courtesy of 2% Realty


311 Hamptons Terrace NW - SOLD for $635,000

Calgary, Alberta T3A 5S2

Beds 3 | Total Baths 5 | SqFt 2,452 | Year Built 1998 | Style 2 Storey

C4234021  Courtesy of 2% Realty 


227 Royal Oak Circle NW - SOLD for $487,000

Calgary, Alberta T3G 6A4

Beds 3 | Total Baths 3 | SqFt 1,682 | Year Built 2006 | Style 2 Storey

C4139551  Courtesy of 2% Realty 



1116 6 Ave SW - SOLD for $235,500

Calgary, Alberta T2P 5M5

Beds 1 | Total Baths 1 | SqFt 525 | Year Built 2005 | Style High Rise Condo

C4243555  Courtesy of 2% Realty 


24 New Brighton Point SE - SOLD for $271,000

Calgary, Alberta T2Z 1B8

Beds 2 | Total Baths 2 | SqFt 1,019 | Year Built 2011 | Style Townhome

C4137558  Courtesy of 2% Realty 


81 Evansridge Place NW - SOLD for $995,000

Calgary, Alberta T3P 0L5

Beds 4 | Total Baths 4 | SqFt 2,897 | Year Built 2007 | Style 2 Storey

C4101770  Courtesy of Re/Max Realty Professionals 


67 New Brighton Close SE - SOLD for $428,800

Calgary, Alberta T2Z 0H7

Beds 3 | Total Baths 3 | SqFt 1,959 | Year Built 2007 | Style 2 Storey

C4253881  Courtesy of 2% Realty 


126 Hidden Hills Way NW - $339,000

Calgary, Alberta  T3A 5X9

Beds 3 | Total Baths 2 | SqFt 1,368 | Year Built 1997 | Style 2 Storey

C4271254  Courtesy of First Place Realty 


211 13 Ave SW #505 - SOLD for $405,000

Calgary, Alberta T2G 1E1

Beds 2 | Total Baths 2 | SqFt 905 | Year Built 2010 | Style High Rise Condo

C3605290  Courtesy of 2% Realty 



3807 15 ST SW - SOLD for $800,000

Calgary, Alberta T2A 4A7

Beds 4 | Total Baths 3 | SqFt 1,923 | Year Built 2010 | Style 2 Storey

A1042242  Courtesy of Re/Max Realty Professionals


279 Royal Oak Circle NW - SOLD for $588,000

Calgary, Alberta T3G 6A4

Beds 4 | Total Baths 3.5 | SqFt 2,052 | Year Built 2004 | Style 2 Storey

C4121617 Courtesy of 2% Realty 


261 Sandstone Drive NW - SOLD for $320,000

Calgary, Alberta T3K 3R6

Beds 3 | Total Baths 2 | SqFt 1,344 | Year Built 1988 | Style 2 Storey

A1042242  Courtesy of Sotheby's International Realty 


80 Gailbraith Dr SW #10B - SOLD for $185,000

Calgary, Alberta T3E 3H2

Beds 2 | Total Baths 1 | SqFt 811 | Year Built 1971 | Style Low Rise Condo

C2126202  Courtesy of 2% Realty 


29 Royal Birch Close NW - SOLD for $701,000

Calgary, AB T3G 5K1

Beds 4 | Total Baths 4 | SqFt 2,421 | Year Built 1998 | Style 2 Storey

C3623284  Courtesy of Re/Max Realty Professionals


240 Silverado Common SW - SOLD for $285,000

Calgary, Alberta T2X 0S5

Beds 2 | Total Baths 2 | SqFt 1,202 | Year Built 1988 | Style Townhome

C4116669  Courtesy of 2% Realty  


10 Country Park Village #3215 - SOLD for $233,000

Calgary, Alberta T3K 0W5

Beds 2 | Total Baths 2 | SqFt 828 | Year Built 2011 | Style Low Rise Condo

C4126664  Courtesy of Re/Max Mountain View 


214 Citadel Drive NW - SOLD for $422,000

Calgary, AB T3G 4G2 

Beds 3 | Total Baths 3 | SqFt 1,908 | Year Built 1998 | Style 2 Storey

A1035300  Courtesy of Re/Max Real Estate


201 Citadel Forest Close NW - SOLD for $390,000

Calgary, Alberta T3G 4W8 

Beds 4 | Total Baths 3 | SqFt 1,295 | Year Built 1999 | Style 2 Storey

C4299247  Courtesy of 2% REALTY

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Sellers' market in February leads to rising prices for Calgary real estate

(Calgary Real Estate Board Media Release)

City of Calgary, March 1, 2021 –

With gains in every price range, residential sales activity in February totalled 1,836.

This reflects the best February since 2014.

“Despite continued COVID-19 restrictions, housing activity continues to improve. Much of the strong sales activity is expected to be driven by exceptionally low mortgage rates,” said CREB® chief economist Ann-Marie Lurie.

“Confidence is also likely improving as vaccine rollouts are underway. Additionally, some of the worst fears concerning the energy sector are easing with recent gains in energy prices.”

New listings also improved in February, but the gap between new listings and sales narrowed. This is causing the sales-to-new-listings ratio to rise to 65 per cent, keeping the months of supply well below three months.

Conditions are far tighter in the detached sector of the market, especially for product priced below $600,000, where strong sellers’ market conditions are present with less than two months of supply.

The market has faced relatively low inventory levels compared to sales for the past several months and prices continue to trend up. In February, the residential benchmark price rose over the previous month and currently sits four per cent above last years’ levels. 

Detached product has the lowest months of supply and is also exhibiting the most significant gains in prices. On the opposite end of the spectrum, the apartment condominium segment still has a relatively high level of inventory compared to sales, which is impacting price recovery for this property type.

HOUSING MARKET FACTS

Detached

Detached sales improved across every price range this month, but the lack of choice in the lower price ranges likely placed limits on the gains in sales.

New listings did rise, but it was not enough to prevent further tightening in the market, as the sales-to-new-listings ratio rose to 71 per cent and the months of supply fell to under two months. This is the lowest months of supply recorded in February since 2007.

Tighter market conditions occurred across all price ranges, but properties priced below $600,000 saw the months of supply fall to just above one month. These conditions are supporting significant price gains in the detached sector, which recorded a February benchmark price of $502,500. This is nearly two per cent higher than last month and five per cent higher than last year. It is also the first time since 2018 detached prices have risen above $500,000, and currently sits under five per cent below previous highs recorded in 2014.

Prices increased compared to last month and last year in every district of the city. However, the magnitude of those increases varied, with the largest year-over-year gains occurring in the South East district at nine per cent, and the lowest gains occurring in the City Centre at under two per cent. 

Semi-Detached

Semi-detached sales in February recorded significant gains, pushing sales activity to the highest February levels seen in nearly 13 years. However, like the detached sector, the improvements in new listings were not enough to offset sales, ensuring this sector continues to favour the seller.

With lower levels of supply relative to sales, benchmark prices improved over both last year and last month. However, this was not consistent across all districts. The West district continues to see prices that remain over two per cent lower than last year’s levels. The strongest year-over-year price gains were reported in the South East and North districts.

Row

Despite a significant increase in new listings, improving sales offset the gains and the months of supply fell to three months.

Conditions for row properties are not as tight as what we have seen in both the detached and semi-detached sectors. However, they do reflect an improvement relative to the oversupplied conditions recorded last year. However, when considering activity by price range, pockets of oversupply persist in this market.

Citywide reductions in inventory relative to sales supported some price improvements in this segment. The benchmark price trended up from last month and currently sits just over one per cent higher than last year’s levels. Year-over-year gains did not occur across all districts, as prices remain lower than last year’s levels in the North, North West, South and South East districts.

Apartment Condominium

Driven by product priced mostly under $300,000, apartment condominium sales improved to best February levels recorded over the past six years.

However, the gain in sales was not enough to cause any significant changes in inventory levels. February inventory remained elevated compared to levels we typically see at this time of year.

While the months of supply has trended down in this sector, it remains above five months. This is preventing the same type of price recovery seen in other sectors. On a year-to-date basis, the benchmark price remains similar to levels recorded last year.


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